The long‑awaited Inflation Reduction Act Home Energy Rebate programs are finally live in the first wave of states. As of 30 January 2025, residents of AZ, CA, CO, GA, ME, MI, NM, NC, NY, RI, DC & WI can apply for rebates at point‑of‑sale or through utility portals; more states are queueing for summer roll‑outs. homes.rewiringamerica.orgrewiringamerica.org
Two parallel pots of money:
- HEAR (Home Electrification & Appliance Rebates) – up to $14 000 per household (income‑tested) for heat‑pump HVAC, induction stoves, wiring and panel upgrades.
- HOMES (Home Efficiency Rebates) – up to $8 000 for projects that cut whole‑home energy use 20 %+.
On top of that, the Energy‑Efficient Home Improvement Credit continues: 30 % off qualified costs, capped at $2 000 for high‑efficiency heat pumps placed in service after 1 January 2025. ENERGY STARInternal Revenue Service
How to stack the savings
| Step | Typical homeowner path | Cumulative aid* |
|---|---|---|
| Buy cold‑climate heat pump (≤$10 000) | 30 % tax credit = $2 000 | $2 000 |
| Use state HEAR rebate (income < 150 % AMI) | –$4 000 to –$8 000 | $6 000–$10 000 |
| Add panel upgrade (≤$4 000) under HEAR | –$2 500 | $8 500–$12 500 |
*Assumes qualifying income and state program availability.
When to apply
Each state runs its own portal; most require selecting from an approved contractor list and reserving funds before work starts. Check the DOE rebate tracker for launch dates and budgets. National Housing Trust
