Furnished vs Unfurnished Rentals — What Changes for Rent, Deposits and Responsibilities

Answer

Furnished vs unfurnished rentals denote whether a landlord provides movable furniture and household items. The choice affects rent levels, deposits, maintenance responsibilities and lease length — tenants pick based on stay duration, budget and convenience.

Furnished units usually include essential furniture (bed, sofa, table/chairs), major appliances and sometimes kitchenware or linens. Landlords typically attach an inventory addendum listing items and their condition to avoid disputes at move-out.

Unfurnished units normally provide only built-in appliances and window coverings; tenants supply all movable furniture. Some listings call a place "partially furnished" when a few items remain.

Costs and deposits: furnished units often carry higher monthly rent — commonly 5–20% more depending on market — and landlords may require larger security deposits or a non-refundable furnishing fee to cover replacement and turnover. Unfurnished units usually have standard security deposits governed by state law.

Maintenance and insurance: landlords usually repair appliances and structural issues; tenants handle damage to movable furnishings. Landlords may require renters’ insurance that covers tenant liability and personal property, and landlords might maintain separate insurance for provided furniture.

Lease term and flexibility: furnished rentals appeal to short-term, corporate or relocating tenants and often offer shorter leases (30 days to 12 months). Unfurnished units target long-term renters and typically use 12-month or longer leases. Check subletting and early-termination clauses closely.

Move-out and wear standards: in furnished units the inspection compares inventory and condition — charges can apply for missing or heavily damaged items. In unfurnished units landlords focus on cleaning, wall repairs and carpet replacement beyond normal wear.

Before signing, request a written inventory and clear damage standards, confirm how deposits and any furnishing fees will be handled, and verify utility responsibilities. It’s advisable to consult a licensed local agent or attorney if the lease includes unusual clauses or you need clarification of state tenant-protection laws.